TERMS OF SERVICE

Privacy Policy

**Last Updated: September 11, 2023**
C2 Financial Corp ("us," "we," "our," or "the Company") respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your personal data when you visit our website or use our services.
**1. Information We Collect**
(a) **Personal Information**: We may collect personal information, such as your name, email address, phone number, and other contact details when you voluntarily provide them to us, for example, when you fill out a contact form on our website or subscribe to our services.
(b) **Usage Data**: We automatically collect information about how you interact with our website. This may include your IP address, browser type, operating system, and browsing actions and patterns.
**2. How We Use Your Information**
We use the information we collect for various purposes, including:
(a) Providing and maintaining our services.
(b) Communicating with you, including responding to your inquiries and sending you relevant information.
(c) Monitoring and analyzing website usage to improve our content and services.
(d) Personalizing your experience on our website.
**3. Disclosure of Your Information**
We may share your personal information in the following situations:
(a) With third-party service providers who help us operate our website and provide services, subject to strict confidentiality obligations.
(b) With legal authorities or in response to a legal obligation.
(c) To protect our rights, privacy, safety, or property, and that of our clients or others.
**4. Security of Your Data**
We use reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
**5. Your Rights**
You have certain rights regarding your personal information:
(a) **Access**: You may request a copy of the personal information we hold about you.
(b) **Correction**: You can request that any inaccurate or incomplete personal information be corrected.
(c) **Deletion**: You can request the deletion of your personal information, subject to legal requirements.
**6. Changes to This Privacy Policy**
We reserve the right to update or change this Privacy Policy at any time. Any changes will be posted on this page with a revised "Last Updated" date.
**7. Contact Information**
If you have any questions or concerns about our Privacy Policy, please contact us at moe.nelson@c2financialcorp.us.
By using our website and services, you consent to the practices described in this Privacy Policy.

Terms and Conditions of Use

**Last Updated: September 11, 2023**
Welcome to C2 Financial Corp ("us," "we," "our," or "the Company"). By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully.
**1. Acceptance of Terms**
(a) By using our website and services, you agree to be legally bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.
**2. User Guidelines**
(a) You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.
(b) You may not use our website or services for any illegal or unauthorized purpose.
(c) You may not post, transmit, or share any content that is harmful, offensive, or violates any applicable laws.
(d) You may not engage in any activity that interferes with or disrupts the operation of our website or services.
**3. Intellectual Property**
(a) All content on our website, including text, graphics, logos, images, and software, is the property of C2 Financial Corp or its licensors and is protected by copyright and other intellectual property laws.
(b) You may not use, modify, reproduce, or distribute our content without our express written permission.
**4. Limitation of Liability**
(a) We provide our website and services on an "as is" and "as available" basis. We do not guarantee that our website or services will be error-free, secure, or uninterrupted.
(b) In no event shall C2 Financial Corp be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.
**5. Indemnification**
You agree to indemnify and hold harmless C2 Financial Corp its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses, including legal fees, arising out of your use of our website or services or your violation of these Terms and Conditions.
**6. Changes to Terms and Conditions**
We reserve the right to update or change these Terms and Conditions at any time. Any changes will be posted on this page with a revised "Last Updated" date.
**7. Governing Law**
These Terms and Conditions are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of [Your Jurisdiction].
**8. Contact Information**
If you have any questions or concerns about these Terms and Conditions, please contact us at moe.nelson@c2financialcorp.us.
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

 Moe Nelson - Forward & Reverse Mortgage Loan Advisor - NMLS #992923 - BRE #00582319 This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower.   Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.  C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender.